Budget
What you intend to do with money.
Money Basics
A budget is a plan for how income will be used across spending, saving and debt repayment.
Money 101 • 03
It gives your income jobs before the money disappears into dozens of small decisions.
Estimate income, list expenses, include saving and debt goals, then compare the plan with what actually happens.
What you intend to do with money.
What actually happened.
Your housing, family, city, debt and goals can make a sensible budget look very different from someone else’s.
Remember this
Its purpose is to make trade-offs visible before they become surprises.